An estate plan decides who receives what you’ve built, when they receive it, and how much is lost to taxes, legal fees and court costs along the way. Yet many retirees either don’t have one or have a trust that hasn’t been updated in years. At Dash Investments, estate planning is part of our comprehensive advisory service, built in-house and coordinated with the rest of your financial life.

WHAT IS ESTATE PLANNING?

Estate planning is the process of arranging how your assets will be managed during your lifetime and passed on after it. A sound plan usually centers on a living trust and a will, along with account titling and beneficiary designations that match your wishes, so your family can avoid the cost, delay and publicity of probate.

HOW WE’RE DIFFERENT

Most people pay an estate planning attorney thousands of dollars to draft a trust, then thousands more every time it needs updating after a move, a marriage, a new grandchild or a change in tax law. We build your trust and will in-house as part of our service, with unlimited updates as your life changes. There are no separate attorney bills, and no paperwork for you to chase.

WHY YOUR ESTATE PLAN HAS TO BE COORDINATED

A trust only works if everything else lines up with it. We make sure your accounts are titled to your trust, your beneficiaries reflect your wishes, and your tax and income planning support your legacy. For example, Roth conversions can let your heirs inherit tax-free, and the right investments held in the right accounts can reduce what your family owes later. Because your financial planning, investments, taxes and estate plan are handled by one team, the pieces work together instead of against each other.

WHAT’S INCLUDED

• A living trust and will, drafted by our team
• Unlimited updates as your life, family or the law changes
• A review of account titling and beneficiary designations
• A yearly estate plan review with your financial counselor
• Coordination with your tax, income and investment planning

At Dash Investments, estate planning makes sure the wealth you’ve worked for reaches the people you love, the way you intend.