A volatile stock market can cause investors’ anxiety levels to rise. That unease is particularly acute among those near or in retirement who fear they may not have enough time before the market recovers. That could be understandable if their investment time horizon...
When investing in a 401(k), one of the most important decisions you can make is how often to rebalance your portfolio. Many people invest in their company-sponsored 401(k)s but only sometimes take the time to review the investments within the account. Rebalancing...
The full retirement age in America is 67 years for those born in 1960 or later. However, you can start collecting your Social Security benefits from 62 and Medicare benefits if you are 65 and older. Some data shows that most people retire at 64 years. However, this...
When planning for retirement, one of the most important decisions you will likely make is which type of retirement account to use. The Roth Individual Retirement Account (IRA) and the pre-tax retirement account are two common options. Both these accounts can offer tax...
Last year’s stock market performance was not what anyone would have wanted, but it was to be expected. For those keeping score, it was the largest yearly decline since 2008. That could be catastrophic for someone who initially invested in January 2022 with just...
